Social Security Calculator Estimates Retirement Benefits

New Online Tool Helps You Plan for the Future

Get a personalized estimate of your Social Security benefits in minutes

This online Social Security benefits calculator estimates retirement benefits based on your age, retirement date, and earnings history. The current version of the Detailed Calculator is 20241, which we released on January 2023. The Online Calculator below allows you to estimate your Social Security benefit. To use the Online Calculator, you need to provide your age, retirement date, and earnings history.

Anyone who pays into Social Security for at least 40 calendar quarters (10 years) is eligible for retirement benefits based on their earnings. Estimate your retirement benefit based on your personal earnings with the my Social Security retirement calculator. Estimate your retirement benefits based on your earnings, age, and eligibility for a spouse's benefit using the Social Security Retirement Estimator.

The calculator provides an estimate of your monthly Social Security retirement benefit based on your earnings and other factors. The estimate is not a guarantee of the amount you will receive when you retire. However, it can be a helpful tool for planning your retirement.