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Social Security Benefits Statement Meaning

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Understanding the Social Security Benefit Statement

What is the Social Security Benefit Statement?

The Social Security Benefit Statement, also known as the SSA-1099 or SSA-1042S, is an annual tax form mailed by the Social Security Administration (SSA). It provides a snapshot of your Social Security earnings and benefit information.

How to Access Your Statement

You can access your Benefit Statement online through a my Social Security account. Alternatively, you can request a paper copy by calling the SSA at 1-800-772-1213.

Benefits of Reviewing Your Statement

Carefully reviewing your Social Security statement is crucial for several reasons:

  • It provides an estimate of your future Social Security benefits based on your current earnings.
  • It identifies any potential errors in your earnings record.
  • It helps you plan for your financial future and retirement savings.

Additional Information

The Social Security 1099 (SSA-1099) is the tax form that summarizes your Social Security benefits for the year. It is similar to the W-2 form that you receive from your employer.

It's important to note that Social Security benefits are not solely intended for retirees. Their statement will also provide information on:

  • Survivors' benefits
  • Disability benefits
  • Medicare coverage
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